For almost 20 years now that I have been practicing this wonderful profession of wealth management consulting, I have been meeting savers who are looking for strategies and solutions to improve the return on their long-term savings. At the beginning of my career, around 2004/2005, the question of the return on savings was simple, as the euro fund of the life insurance … [Read more...] about Life insurance: The euro fund is dead. What are the alternatives?
The treatment of life insurance during the settlement of an inheritance is an important subject surrounded by a mystery maintained by banks and life insurance companies. On the one hand, the notary in charge of the succession will explain that he must have knowledge of the life insurance policies taken out by the deceased or by his spouse with whom he was married under a … [Read more...] about Succession : Is the notary aware of the life insurance contracts ?
Many of us are looking for the best strategy to improve the return on our savings. Many of us are disappointed by the unfulfilled promises of guided management offers or other management mandates, many of us are misled by our certainties, apprehensions and other behavioral biases that make us make mistakes in our investments in the equity markets; many of us invest... but few … [Read more...] about Discover the lazy investment to save in your PER or Life Insurance.
Investing in shares is essential for the investor who wants to take advantage of the economy's dynamics to increase the value of his capital. The alternative to investing in shares is real estate. Real estate and shares are the two assets whose long-term performance follows the economic dynamics: Equities will benefit from the ability of companies to adapt to always seek … [Read more...] about Choosing ETFs to invest in stocks is the best strategy to avoid mistakes.
With the gradual disappearance of the euro fund, savers must look for other sources of return to hope to increase the value of their capital saved in life insurance contracts. This disappearance has been expected for many years, but has only been a reality for one or two years, and represents a major upheaval for the savings industry. For almost as long as I can remember, … [Read more...] about Life insurance: Get rid of your old contracts and find new, more profitable investments?